tag:blogger.com,1999:blog-2607948873689539971.post6802414380804395012..comments2023-10-17T00:07:52.254+10:00Comments on Hands Are Full, Heart Is Full. : Tips for First Home BuyersAlisha Lhttp://www.blogger.com/profile/13183486115472691435noreply@blogger.comBlogger4125tag:blogger.com,1999:blog-2607948873689539971.post-14029232918439475232013-07-17T20:30:04.008+10:002013-07-17T20:30:04.008+10:00Nice blog which you have posted, really help full....Nice blog which you have posted, really help full.i hope you will continue with the same.<br /><a href="http://www.trustedmortgagebroker.com.au/first-home-buyer/" title="mortgage calculator" rel="nofollow">mortgage calculator</a> | <a href="http://www.trustedmortgagebroker.com.au/first-home-buyer/" title="First Home Buyer Home Lone" rel="nofollow">First Home Buyer Home Lone</a>Trusted Mortgage Brokerhttp://www.trustedmortgagebroker.com.au/noreply@blogger.comtag:blogger.com,1999:blog-2607948873689539971.post-2885059761660534592013-06-25T11:47:41.954+10:002013-06-25T11:47:41.954+10:00The bank doesn't "charge" per say, b...The bank doesn't "charge" per say, but how they calculate the money you live off goes something like this... <br /><br />Wage + Other income - other loan repayments- estimated bills (food, electricity, water, phone etc) - a set amount of money for each person living off that income = Loan Sustainability. The estimates vary from bank to bank, and this was the determining factor in our success in getting a mortgage. Because we have four littlies, some banks were taking up to $130 off our wage PER FORTNIGHT! which would mean, that we... what? aren't eating? lol. That is what Loan Sustainability is about, in a nut shell. <br /><br />I don't know how much of it varies, state to state, but I assume the general process would be similar, and especially the bank part. <br /><br />Our mortgage broker became our best friend during the time. We couldn't have done it without him. Alisha Lhttps://www.blogger.com/profile/13183486115472691435noreply@blogger.comtag:blogger.com,1999:blog-2607948873689539971.post-40392788976873293132013-06-25T07:49:41.880+10:002013-06-25T07:49:41.880+10:00Wait... why does the bank charge you per dependant...Wait... why does the bank charge you per dependant?<br />Also, I wonder how much of this is different in the states. Either way, this list is really helpful but also really, really scary and overwhelming. Why can't I buy a house the same way I buy shoes?!Anonymousnoreply@blogger.comtag:blogger.com,1999:blog-2607948873689539971.post-73519641095045586512012-09-10T20:17:10.267+10:002012-09-10T20:17:10.267+10:00NOTE ABOUT THE NOTE: Campbell Newman has scrapped ...NOTE ABOUT THE NOTE: Campbell Newman has scrapped the First Home Owners Grant... you only get $$ when you build a new house. :( Alisha Lhttps://www.blogger.com/profile/13183486115472691435noreply@blogger.com